You've probably seen how low mortgage rates are right now. Are you wondering if refinancing is right for you? Refinancing can be an important step in your journey to becoming debt-free. But it's not for everyone. Here are situations in which you may... (Read More)

A good credit score is important in today's world. It can help lower your borrowing costs and help you to pay less for insurance. It could even help you land a job! That's because lenders, insurance companies and a growing number of employers are... (Read More)

When you're buying a home, you know you need homeowners insurance. But what about a home warranty? A home warranty is not an insurance policy. It is a contract covering repairs and replacements on your home's appliances and/or mechanical systems... (Read More)

Research shows us that Americans don't like talking about their finances very much. In fact, one survey shows that many Americans would prefer to have dental work done than talk about their finances with a spouse or family! In another survey, 44... (Read More)

We're all human. Most of us make mistakes with our money at one time or another. But here are four common mistakes that can have far-reaching effects on your ability to have the financial peace of mind you've dreamed of. Having no money set aside... (Read More)

Did you know that most people use PIN numbers that are easy to guess within a matter of minutes? That makes it easy peasy for a thief to use your cards right away if your wallet is ever stolen. Here are some of the most commonly guessed passwords... (Read More)

Americans spend more on food than on almost any other line item in the household budget. According to the Bureau of Labor Statistics, households nationally spend on average nearly $8,000 per year on groceries and eating out. Trying to lower your... (Read More)

Have you ever added up the total amount your household spends on fuel each month? Fuel costs are a sizable part of the budget of most families today. Are your family's fuel costs on the rise? Here are four ways to help save money on... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. That's why once you are pre-approved, you should avoid making big changes to your finances. Here are several things you'll want to avoid doing while... (Read More)

Is someone in your household attending college? Whether you, your spouse or your children are taking one class or a full schedule of courses, there are ways to offset some of the costs of higher education, courtesy of the Internal Revenue Service... (Read More)